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Beware of IPS and Canara Bank...
22nd Jan 1999 Raja Simhan T E @thehindu.co.in
Hai folks, this was forwarded to me by my friend from Bangalore. His friend experienced this... raja BEWARE OF INDIAN POSTAL SERVICE AND CANARA BANK. This is a True story which took place in last December '1998. Please spend few minutes to go th'gh this , it might help you in future and I don't want anyone else to suffer as I have suffered and please try to forward to as many people as you can in US and India. I had opened an NRE account in Canara Bank of Thanjavur a place in Southern India where you have the famous Big Temple (Periya Koil). On Dec 7th I have wire transferred usd $ 1800/= to my account and I had informed my parents to check with the bank whether the money has been credited to my account. This money which was equivalent to IRS 75000/= was to pay for my debt which I have taken on interest to come to us. In the mean time I registered a letter to my parents in which I have enclosed 5 checks in which one was blank check with my signature since I was not sure of the name of the person neither the exact amount, so I left it blank , and other checks had the name on it. Back in India my father used to enquire about the money in the bank . The CANARA BANK people were so irresponsible they never checked their system and were just telling him that money has not been credited, this went on till 22nd of Dec . I gave an Investigation from my bank in US and they informed me that money has been credited to the bank . The letter which I had posted reached my parents with only 4 checks in it the one which was blank was missing . Someone from the Indian Postal Dept has opened the registered mail and took the blank check from it. The person who had taken the check had already withdrawn the whole amount IRS 75000/= from my account on 17th Dec. When I told my father that the money has credited to my account you please go and ask the canara bank . The CANARA BANK people atlast checked their system and said the money was credited on 14th dec and a check has been cleared on 17th dec for 75000/=. My father got the shock of his life and had a fight with the bank people , I had been enquiring about the money for the last 4 ,5 days and you tell me on 22nd dec that it had been credited on 14 th dec why you didn't inform for so many days. For this Canara Bank says that we can't always check our system and tell you.My father has filed a case against the PS and the bank but I know in India it is very difficult to get the money back. Dear friends see how irresponsible was the reply from the bank, they have not even got the address of the person, and they never did the verification. A person withdrawing such a huge amount and the bank does not even do a verification just cooly gives of IRS 75000/=. This is how the CANARA BANK AND THE INDIAN POSTAL SERVICE serves the Indian people. My request to all of you is to forward this mail to as many people as you can, I know that I will not get the money back but I don't want anyone else to suffer like this. I want this mail to reach to each and everyone in India and to all the NRE's .I had to lose my hard earned money just because of the postal service which was the main culprit in opening a registered post and then the negligence of the CANARA BANK. Place where this happened was CANARA BANK, THANJAVUR, TAMIL NADU.
24th Jan 1999
vijay @wmi.co.in
dear friend, you have my sympathies. When I tell my own impression about the things in my country people feel that I am not positive in thinking . But that is the state of affairs here and I get such experience every day. I always maintained that you will get corrupt services and politicians and government if you want them, and we want them.Without corruption, lethargy and inconsistency many people will not survive and hence some one will have to pay the fine,like you.
24th Jan 1999
PK Joseph @gto.net.om
I will forward the message to all my contacts as per your request. But You are only to be blamed for this since you signed a blank cheque and sent it by mail. Even if it was in USA the chances are that this could happen. After all nowadays Rs 75000/- is no big deal in India. Joseph.
25th Jan 1999
PK Joseph @gto.net.om
My Sympathies but he is only to be blamed. Nobody should send a blank cheque even if there is no money in the account. Anybody can fill it up, get the cheque bounced and make some false document and take you to court. Modus opernadi of another fraud is explained below. My friend from the Gulf send a draft for Rs 25000/- and letter to his mother. The draft was drawn with the A/C Number and Name of his mother with the Bank name with Branch address- i.e.- only she could draw the money from the bank. Somebody opened the letter from the postal department. Copied everything in the letter to another paper with matching handwriting of the sender and posted the letter to the mother again with the draft inside. The son has written that I am enclosing a cheque for Rs 25000/-. But the letter she received was written as follows "I am enclosing a cheque for Rs 25000/-. Please draw the money from the bank and on 14th of this month relative of my colleague Mr.______so and so-- will come and please give him Rs 20000/-( Please verify his identity before handing over the money). The poor lady handed over the money after her neighbor checked his passport). Is it not a brilliant idea? P.K..Joseph. Please write this kind of frauds know to you so that others can take care.
